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Installment loans guidelines. В» NEW MATERIAL CAPACITY TO REPAY

A. No licensee shall originate financing that does not require paperwork and consideration in connection with customer’s power that is reasonable repay that loan pursuant to its terms.

B. a consumer’s power to repay funding are going to be demonstrated through fairly paperwork that is dependable of customer’s earnings, the customer’s month-to-month debt burden, the price of the mortgage, including major and interest in terms of complete term linked to the loan, as the customer’s ratio that is debt-to-income. »

SECTION 11. a brand name element that is new of completely new Mexico Small Loan Act of 1955 is enacted to learn through:

» NEW MATERIAL PROHIBITED PRACTICES.–

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